| |
Loans, Share/Savings, Certificates* |
| *Rates are subject to change
Effective September 1, 2008
|
Loans |
Rate |
APR |
| New Car/Truck - Zero Down |
6.50% |
6.50% |
Used Car/Truck - Zero Down |
6.75% |
6.75% |
Unsecured |
12.00% |
12.00% |
Share Secured |
4.40% |
4.40% |
RVs (New and Used) from |
from 8.25% |
8.25% |
Boats |
8.50% |
8.50% |
Home Equity Line of Credit |
*Call for current rates |
Share/Savings |
Rate |
APY* |
Regular Shares |
1.40% |
1.41% |
Christmas Club |
1.40% |
1.41% |
Individual Retirement Account (IRA) |
1.40% |
1.41% |
Timeline |
As low as 12% |
Overdraft Protection |
As low as 12% |
Certificates |
Call for current rates |
APY = Annual percentage Yield
APR = Annual percentage Rate
|
Fee Schedule |
Share Accounts |
Minimum Balance |
$25.00 |
Inactive Account Fee |
$2.00 |
| |
| |
Credit Report |
$10.00 |
Printing of Checks: |
Prices may vary depending on style |
Overdraft Protection Transfers |
$2.00 each |
Non-Sufficient Funds Fee |
$20.00 per item
(up to 6 maximum per day) |
Returned Check Fee |
$5.00 per item |
Redeposit Fee |
$15.00 per item |
Stop Payment Request |
$6.00 per check
(up to 6 per day) |
Debit Card Replacement |
$10.00 |
PIN Replacement |
$10.00 |
ATM Transaction |
$0.50 |
| |
|
Other Service Fees |
Loan Application Processing Fee |
$7.50 |
Stop Payment of Credit Union check |
$25.00 per check |
Credit Report (except for HELOC loan) |
$10.00 per report |
Credit Report (HELOC loans only) |
$15.00 per report |
Statement Rerouting Fee |
$2.00 |
Same-Account Transfer of Funds |
$2.00
(i.e. savings to checking or loan) |
Account Number Lookup |
$2.00 |
Account Research |
$10.00 per hour
(minimum one hour) |
Statement Copy |
$2.00 |
Priority USPS Mail |
$5.00 |
Failed Automatic Payment |
$10.00 |
ACH Return Item |
$5.00 |
Domestic Outgoing Wire |
$25.00 |
|
Incoming Wire |
$25.00 |
| |
HELOC Fees |
Document Preparation |
$150.00 |
Loan Processing |
$99.00 |
| Reconveyance Fee |
$135.00 |
|