Rates & Fees
 
 

Loans, Share/Savings, Certificates*

*Rates are subject to change
Effective March 31, 2010

 

Loans
Rate APR
New Car/Truck - Zero Down
4.99% 4.99%
Used Car/Truck - Zero Down
5.99% 5.99%
Unsecured
9.00% 9.00%
Share Secured
3.75% 3.75%
RVs (New and Used) from
from 8.25% 8.25%
Boats
8.50% 8.50%
Share/Savings
Rate APY*
Regular Shares
0.75% 0.75%
Christmas Club
0.75% 0.75%
Individual Retirement Account (IRA)
0.75% %
Timeline
As low as 12%
Overdraft Protection
As low as 12%
Certificates
Call for current rates
APY = Annual percentage Yield
APR = Annual percentage Rate
Fee Schedule
Share Accounts
Minimum Balance
$25.00
Inactive Account Fee
$2.00
 

Share Draft Account Fees

Credit Report
$10.00
Printing of Checks:
Prices may vary depending on style
Overdraft Protection Transfers
$2.00 each
Non-Sufficient Funds Fee
$20.00 per item
(up to 6 maximum per day)
Returned Check Fee
$5.00 per item
Redeposit Fee
$15.00 per item
Stop Payment Request
$6.00 per check
(up to 6 per day)
Debit Card Replacement
$10.00
PIN Replacement
$10.00
ATM Transaction
$0.50
 
Other Service Fees
Loan Application Processing Fee
$7.50
Stop Payment of Credit Union check
$25.00 per check
Credit Report (except for HELOC loan)
$10.00 per report
Credit Report (HELOC loans only)
$15.00 per report
Statement Rerouting Fee
$2.00
Same-Account Transfer of Funds
$2.00
(i.e. savings to checking or loan)
Account Number Lookup
$2.00
Account Research
$10.00 per hour
(minimum one hour)
Statement Copy
$2.00
Priority USPS Mail
$5.00
Failed Automatic Payment
$10.00
ACH Return Item
$5.00
Domestic Outgoing Wire
$25.00
Incoming Wire
$25.00
Vehicle Filing Fee (WA Only)
$9.00
Vehicle Filing Fee (CA Only)
$15.00
Vehicle Filing Fee (ID Only)
$14.00
Vehicle Filing Fee (OR Only)
$77.00
Line of Credit Advance or Signature
Loan Refinance:
$20.00
In-House Secured-Loan Refinance
1/2% above current RBL tier rate.

 

 

 

 

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