Loans, Share/Savings, Certificates* |
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| *Rates are subject to change
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Loans |
Rate | APR |
| New Car/Truck - Zero Down |
3.99% | 3.99% |
Used Car/Truck - Zero Down |
4.50% | 4.50% |
Unsecured |
12.00% | 12.00% |
Share Secured |
3.35% | 3.35% |
RVs (New and Used) from |
Call for current rates | |
Boats |
8.25% | 8.25% |
Share/Savings |
Rate | APY* |
Regular Shares |
0.35% | 0.35% |
Christmas Club |
0.35% | 0.35% |
Individual Retirement Account (IRA) |
0.35% | 0.35% |
Timeline |
As low as 12% | |
Overdraft Protection |
As low as 12% | |
Certificates |
Call for current rates | |
| APY = Annual percentage Yield APR = Annual percentage Rate |
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Fee Schedule |
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Share Accounts |
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Minimum Balance |
$25.00 |
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Inactive Account Fee |
$2.00 |
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Share Draft Account Fees |
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Credit Report |
$10.00 |
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Printing of Checks: |
Prices may vary depending on style |
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Overdraft Protection Transfers |
$2.00 each |
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Non-Sufficient Funds Fee |
$20.00 per item (up to 6 maximum per day) |
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Returned Check Fee |
$5.00 per item |
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Redeposit Fee |
$15.00 per item |
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Stop Payment Request |
$6.00 per check (up to 6 per day) |
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Debit Card Replacement |
$15.00 | |
PIN Card Replacement |
$15.00 | |
Third Party Check Fee |
$6.00 per check | |
ATM Transaction |
$0.50 | |
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Other Service Fees |
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Archived Document Copy Fee |
$3.00 per page |
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Post-Dated Title Release Fee (includes notary) |
$10.00 |
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Loan Application Processing Fee |
$10.00 |
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Stop Payment of Credit Union check |
$25.00 per check |
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Credit Report (except for HELOC loan) |
$10.00 per report |
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Credit Report (HELOC loans only) |
$15.00 per report |
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Statement Rerouting Fee |
$3.00 |
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Same-Account Transfer of Funds |
$3.00 (i.e. savings to checking or loan) |
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Account Number Lookup |
$3.00 |
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Account Research |
$15.00 per hour (minimum one hour) | |
Statement Copy |
$3.00 |
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Priority USPS Mail |
$5.00 | |
Failed Automatic Payment |
$10.00 |
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ACH Return Item |
$5.00 | |
Domestic Outgoing Wire |
$25.00 | |
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Incoming Wire |
$25.00 |
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Vehicle Filing Fee (WA Only) |
$9.00 | |
Vehicle Filing Fee (CA Only) |
$15.00 | |
Vehicle Filing Fee (ID Only) |
$14.00 | |
Vehicle Filing Fee (OR Only) |
$77.00 | |
Line of Credit Advance or Signature Loan Refinance: |
$20.00 | |
| In-House Secured-Loan Refinance |
1/2% above current RBL tier rate. | |
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Copyright © 2010, Darigold Federal Credit Union. All rights reserved. |
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